Boat Insurance

Boat InsuranceBoat insurance provides watercraft liability, which pays for bodily injury or property damage that you cause to another with your watercraft. There are a multitude of other coverages available that may be right for you, depending on the style of boat you own, where and how you use it, its value, and more. Contact us or request quotes to begin.

Boat Insurance Coverage

Watercraft Liability
Covers bodily injury and property damage that you cause to another with your watercraft.
Covers damage to your boat caused by a collision with another watercraft or object.
Covers damage to your boat caused by something other than a collision, like weather damage.
Covers bodily injury caused by a boater with too little or no insurance.
Medical Payments
Covers medical bills from an accident up to a specified limit, without regard to fault.
On-Water Towing
Covers towing your boat back to shore if it becomes disabled on the water.
Fishing Equipment
Covers lost, damaged, or stolen fishing gear, like rods and reels.
Covers your boat trailer if it is damaged in an auto accident.
And More
There are many optional coverages available that may be a good fit for you.



Most insurance companies offer a variety of discounts. Which discounts are available are not the same across every company but you’ll find some common options below. Regardless of the insurance company, we’ll review your discount eligibility and get them applied to your account.

Bundle your policies with one company.
Get a discount when covering more than one boat.
Save by being a member of certain groups.
Safety Course
Earn a discount with an approved safety course.
Pay In Full
Pay your premium in full for a discount.


The SIG Difference

Risk Review

We assess the risks you and your family face to determine appropriate coverage.

Comparison Shopping

Unlike most insurance agents, we retrieve quotes from among 20 highly rated insurance companies.

Local Assistance

We’ll be here in person or online to help you out, keep your coverage up to date, and assist when you need to make a claim.

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