Home Insurance

Home InsuranceHome insurance combines property coverage with liability coverage. Property coverage protects you from damage to your home while liability coverage protects your family from a variety of lawsuits. In addition to these, there are many optional coverages that can be added to your policy. Contact us or request quotes to begin.

Home Insurance Coverage

Personal Liability
Covers bodily injury and property damage that you or a household family member cause to another.
Dwelling
Covers damage to your home and attached structures, like an attached garage.
Other Structures
Covers damage to structures on your property that aren’t connected to your home, like a shed.
Personal Property
Covers furniture, electronics, appliances, and pretty much all other property kept within your home.
Medical Payments
Covers minor medical bills for guests that are injured on your property.
Loss of Use
Covers alternative living arrangements if your home is unlivable due to a covered loss.
Home Business
Covers business property kept within and used at your home.
Water Backup
Covers damage caused by a backed up sewer or drain.
And More
There are many optional coverages available that may be a good fit for you.

 

Discounts

Most insurance companies offer a variety of discounts. Which discounts are available are not the same across every company but you’ll find some common options below. Regardless of the insurance company, we’ll review your discount eligibility and get them applied to your account.

Auto Bundle
Bundle auto and home policies.
Safety Devices
Save with alarms or sprinklers.
New Home
Save on new construction.
Advance Quote
Quote or issue your policy 1-2 weeks in advance of the effective date.
Pay In Full
Pay your premium in full for a discount.
Paperless
Receive bills & docs via email.
Claims-Free
Get rewarded for not having filed a claim.

 

The SIG Difference


Risk Review

We assess the risks you and your family face to determine appropriate coverage.

Comparison Shopping

Unlike most insurance agents, we retrieve quotes from among 20 highly rated insurance companies.

Local Assistance

We’ll be here in person or online to help you out, keep your coverage up to date, and assist when you need to make a claim.


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