Life Insurance

Life InsuranceLife insurance provides funds for your loved ones if you die prematurely. Life insurance proceeds can be used for any purpose, like paying down debt, funding education, replacing lost income, and more. There are many types of life policies that each provide unique benefits. We’ll help you figure out the best policy and coverage. Contact us or request quotes to begin.

Life Insurance Coverage

Term Life
Low-cost policy that lasts for a specified “term”, usually 10, 20, or 30 years.
Whole Life
Coverage typically lasts until death or maturation at age 100. Policy includes a cash value component which earns interest.
Universal Life
A flexible policy that can combine aspects of term and whole life.
Return of Premium Term Life
Term policy that returns the sum of premiums paid to the policy owner upon policy expiration.
Instant Issue Term Life
Term policy that can be issued quickly, with no medical exams.
And More
There are many optional coverages available that may be a good fit for you.

 

Discounts

Most insurance companies offer a variety of discounts. Which discounts are available are not the same across every company but you’ll find some common options below. Regardless of the insurance company, we’ll review your discount eligibility and get them applied to your account.

Bundle
Bundle with your auto and/or home insurance.
Non-Smoker
Get rewarded for not smoking.
Occupation
Certain jobs are higher risk while others are lower risk.
Annual Pay
Save by paying your annual premium all at once.

 

The SIG Difference


Risk Review

We assess the risks you and your family face to determine appropriate coverage.

Comparison Shopping

Unlike most insurance agents, we retrieve quotes from among 20 highly rated insurance companies.

Local Assistance

We’ll be here in person or online to help you out, keep your coverage up to date, and assist when you need to make a claim.


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