Umbrella Insurance

Umbrella InsuranceUmbrella insurance provides liability insurance in excess of your auto insurance, home insurance, and other underlying policies. Because umbrella insurance only pays after your underlying policy has met its limit, you can add a significant amount of coverage for relatively low cost. Contact us or request quotes to begin.

Umbrella Insurance Coverage

Auto Liability
Covers bodily injury and property damage that you cause to another with your vehicle, once your auto policy limits have been met.
Personal Liability
Covers injury or damage you or a household family member cause to another, once your home policy limits have been met.
Worldwide Coverage
Coverage is provided in the U.S. and if you are traveling abroad.
Covers bodily injury caused by a driver with too little or no insurance, once your auto policy limits have been met.
And More
There are many optional coverages available that may be a good fit for you.



Most insurance companies offer a variety of discounts. Which discounts are available are not the same across every company but you’ll find some common options below. Regardless of the insurance company, we’ll review your discount eligibility and get them applied to your account.

Bundle with your auto and property policies.
Accident Free
Get rewarded for good driving.
Pay In Full
Pay your premium in full for a discount.
Receive bills & docs via email.


The SIG Difference

Risk Review

We assess the risks you and your family face to determine appropriate coverage.

Comparison Shopping

Unlike most insurance agents, we retrieve quotes from among 20 highly rated insurance companies.

Local Assistance

We’ll be here in person or online to help you out, keep your coverage up to date, and assist when you need to make a claim.

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